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Gallagher Re Reports 32% Decline in Cyber Aggregate XOL Rates

Gallagher Re Reports 32% Decline in Cyber Aggregate XOL Rates

First seen 30 Jan 2026, 20:09 UTC • •

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ThreatCluster AI
ThreatCluster •March 12, 2026 at 13:27 UTC

Gallagher Re has reported a 32% decrease in cyber aggregate excess of loss (XOL) risk-adjusted rates as of January 1, 2026, due to an oversupply of capacity in the market. This change reflects Gallagher Re's proprietary view of risk, which considers various factors impacting cyber reinsurance pricing.

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