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In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal representative, employer or employee of the other. User will not hold out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on Citi update, except as provided for herein or authorized in writing by Citi update. Grievance redress: In accordance with the Information Technology Act 2000 and the Rules made thereunder, if the user has any grievances against Citi update, please on the details below. Email: [email protected]

In addition to termination rights, we reserve the right to enforce and prosecute any violations of these Terms. We may suspend access to the Platform or take such other action as may be required if we reasonably believe that the Platform has been or is likely to be misused. All provisions of these Terms which by their nature should survive termination shall survive termination. GENERAL PROVISIONS Governing Law and Jurisdiction: These Terms shall be governed by the laws of India. India has exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms (including any disputes regarding the existence, validity or termination of these Terms). Dispute Resolution: If any dispute, controversy or claim arises under, out of, or in relation to these Terms, including any dispute concerning the formation, construction, interpretation, or breach of these Terms or any party’s performance of its obligations under it, such dispute shall at the first instance be attempted to be resolved through mutual good faith consultations. If the dispute is not resolved in this manner within Ninety(90) days of either party sending a notice to the other party of such dispute, then the dispute shall be resolved by binding arbitration under the provisions of the Arbitration & Conciliation Act 1996, India. The sole arbitrator will be appointed by Citi update. Severability:- If any provision of these Terms is prohibited or unenforceable in any jurisdiction, such prohibition or unenforceability shall not invalidate the remaining provisions hereof or affect the validity or enforceability of such provision in any other jurisdiction. Such provisions shall to that extent be deemed not to form part of these Terms, and the validity and enforceability of the remainder of these Terms shall remain unaffected. Assignment:- These Terms and rights and obligations under these Terms may not be assigned, delegated, or otherwise transferred, in whole or in part, by the user, under any circumstances. Citi update may assign these Terms or any of its rights under these Terms to any third party without consent. Notices: - Citi update may give any notice required by these Terms by means of a general notice or pop-up notification on the Platform. Such notice shall be deemed to have been given immediately upon being dispatched by Citi update. User may give notice to Citi update, by way of e-mail.

Email: [email protected] Remedies and Rights: All remedies, either under these Terms or under provisions of applicable law or otherwise shall be cumulative and not alternative. Unless expressly provided to the contrary within these Terms, the rights of any party expressed under these Terms for damages or otherwise for breach by the other party are without limitation to any other rights or remedies of the first-mentioned party including rights to injunction, specific relief, restitution or other equitable relief, none of which rights or remedies shall be affected or diminished thereby. Waiver: - No delay to exercise any right, power or remedy accruing to any party, upon any breach of default of any party under these Terms, shall impair any such right, power or remedy of any party nor shall it be construed to be a waiver of any such breach or default or an acquiescence therein, or of any similar breach or default thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of either party, of any provisions or conditions under these Terms, must be in writing and shall be effective only to the extent specifically set forth in such writing. Modifications to Platform: - We reserve the right at any time to modify or discontinue the Platform, temporarily or permanently, with or without notice. User agrees that we shall not, under any circumstances, be liable to User or to any third party for any modification, suspension or discontinuance of the Platform. No Agency: - anything in these Terms shall be construed as making either Citi update or user the partner, joint venture, agent, legal r...