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CFC Enhances Cyber Insurance for SMEs with Extended Coverage

CFC Enhances Cyber Insurance for SMEs with Extended Coverage

First seen 7 Oct 2026, 17:28 UTC • •
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ThreatCluster AI
ThreatCluster •October 7, 2026 at 18:57 UTC
  • •CFC extends business interruption indemnity from 12 to 18 months.
  • •New personal protections for senior executives included in the update.
  • •Enhanced affirmative AI coverage added to the CPR product.

CFC has updated its cyber proactive response (CPR) product, extending the business interruption indemnity period from 12 to 18 months. The update also introduces personal protections for senior executives, including coverage for personal crime and extortion exposures. This enhancement aims to address the prolonged impact of business interruption losses that often extend beyond system restoration. The changes are particularly relevant for small and medium-sized enterprises (SMEs) that rely on robust cyber insurance to mitigate risks associated with cyber incidents. CFC's updates reflect a growing recognition of the complexities involved in cyber incidents and the need for comprehensive coverage.

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Timeline

2026-10-06
CFC announces CPR product updates
CFC introduced enhancements to its cyber proactive response product, including extended indemnity and new protections for executives.
Insuranceage
2026-10-07
CFC clarifies AI coverage details
CFC provided additional information on the affirmative AI coverage included in the updated CPR policy for small businesses.
Intelligentinsurer

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Common questions

What changes were made to the CPR product?
CFC extended the business interruption indemnity period to 18 months and added personal protections for executives.
Who is affected by these updates?
Small and medium-sized enterprises (SMEs) that utilize CFC's cyber proactive response product are affected.
What does the new AI coverage entail?
The updated CPR product includes affirmative AI coverage, which provides specific protections related to AI-related incidents.