Cybera's AI Tool Enhances Scam Prevention for Banks

• •Cybera's tool helps banks prevent money mule scams by identifying criminal accounts in real time.
• •Over 16,000 mule accounts were identified globally in the second half of 2025, with significant persistence.
• •U.S. APP fraud losses are projected to reach nearly $15 billion by 2028, emphasizing the need for effective fraud prevention.

Cybera has launched its Money Mule Intelligence through Mastercard's Recorded Future, allowing banks to screen outgoing payments against a live register of confirmed fraudster accounts. This proactive approach aims to prevent authorized push payment fraud, where victims are manipulated into transferring money themselves. The tool uses AI-generated personas to engage with scammers and gather account details, identifying mule accounts before victims report losses. In the second half of 2025, Cybera identified over 16,000 mule accounts across 72 countries, with 28% remaining active for over 30 days. The U.S. is projected to face nearly $15 billion in APP fraud losses by 2028, highlighting the urgency of this solution. The technology is designed to reduce false alarms and provide banks with evidence to justify halting suspicious transactions.