Marsh Partners with Insurers to Expedite Cyber Insurance Payouts

• •Marsh has developed a framework for faster cyber insurance payouts with five major insurers.
• •The framework includes provisions for interim payments and standardized evidence packages.
• •Cyber claims frequency rose by 3% in 2025, highlighting the growing need for efficient claims processing.

Marsh Risk has introduced a new endorsement framework to expedite cyber insurance payouts in response to the increasing financial pressure on businesses following cyber incidents. The framework includes bespoke accelerated payment endorsements with five insurers: AIG, Beazley, Canopius, CFC, and QBE. It mandates interim payments for undisputed business interruption (BI) losses and establishes a standardized evidence package to reduce review times. This initiative aims to address the common ambiguities in BI policy wording that often delay settlements. The volume of cyber claims is rising, with a 3% increase in frequency reported in 2025, while average claim severity decreased by 19%. The framework is designed to alleviate out-of-pocket expenses for policyholders and streamline the claims process. Marsh is also working to expand participation among insurers and extend this framework globally.