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New Apple Pay Scam Targets Users with Phishing Texts

New Apple Pay Scam Targets Users with Phishing Texts

First seen 31 Oct 2026, 19:42 UTC • •
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ThreatCluster AI
ThreatCluster •October 31, 2026 at 21:13 UTC
  • •Scammers impersonate Apple to send phishing texts about Apple Pay issues.
  • •Messages often claim unauthorized transactions or account suspensions to induce panic.
  • •Users should verify any claims directly with Apple or their bank, avoiding links in texts.

A new phishing scam is targeting Apple Pay users through deceptive text messages. These messages falsely claim that a payment has been made or that the user's Apple Pay account has been suspended, prompting recipients to call a provided number or click a link. Reports indicate that the scam messages often cite amounts between $100 and $8,000 to induce panic. Apple and security experts advise users to treat such messages as scams, as legitimate companies do not request personal information via text. The scam is characterized by generic sender numbers and alarming claims about unauthorized transactions. Users are urged to verify their accounts directly through official channels rather than responding to the texts. This scam is part of a broader trend of smishing attacks targeting mobile payment services.

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Timeline

2026-10-31
Apple Pay scam text reported
Multiple reports confirm ongoing phishing texts targeting Apple Pay users, claiming unauthorized transactions or account suspensions.
2-Spyware
2026-10-31
Trend Micro warns about Apple Pay scam
Trend Micro published details on the Apple Pay text scam, advising users to be cautious of unsolicited messages.
Trend Micro
2026-10-31
Which? reports on Apple Pay scam
Which? highlighted a new variant of the Apple Pay scam that claims accounts have been suspended, urging users to avoid clicking links.
Which?

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Common questions

How can I tell if a text about Apple Pay is a scam?
Look for generic sender numbers, alarming claims about transactions, and requests for personal information, which are all signs of phishing.
What should I do if I receive a suspicious Apple Pay text?
Do not click any links or respond; verify your account status directly through Apple's official website or customer service.
Are there any specific amounts mentioned in these scam texts?
Yes, reports indicate scam texts often cite amounts ranging from $100 to over $8,000 to create urgency.